Business Loans

Capital that works for your business.

Flexible business loan facilities from £100,000 to £2 million — structured around your objectives, not a standard product template.

Apply for Funding
Speak to an Advisor

£2M Maximum facility size
 
Funding Facilities from £500,000+
Experienced lending team
Structured finance solutions
Efficient underwriting process

OUR TERMS

Funding Solutions for Growing Businesses

Abbey Road Capital offers a range of flexible business lending solutions designed to support company growth, acquisitions and strategic opportunities.

Business Loans

Flexible funding designed to support established businesses with expansion, acquisitions, working capital, or strategic investments.

Learn More

Amount

£100,000-£2,000,000

Product

Term loan facility

Interest

Priced per deal

Fees

Completion fee applies

Term

1-3 years

WHAT IT’S USED FOR

Funding built for real growth.

Our business loan facilities are designed for established businesses with clear objectives and a defined use of funds.

01

Business Expansion

Fund new premises, headcount, or the next phase of your commercial strategy with a structured term facility.

02

Acquisitions

Finance the acquisition of a business, competitor, or strategic asset with capital structured to match the deal.

03

Working Capital

Strengthen your balance sheet and support operational needs during growth, seasonal demand, or contract delivery.

04

Refinancing

Replace existing, more expensive debt with a cleaner facility better suited to your current position and plans.

05

Asset Purchase

Invest in equipment, technology, or infrastructure with loan terms aligned to the life and value of the asset.

06

Strategic Investment

Move quickly on a time-sensitive opportunity or build capability ahead of a major contract or market event.
HOW TO APPLY

A step-by-step process.

Our business loan facilities are designed for established businesses with clear objectives and a defined use of funds.

Submit Your Enquiry

Tell us about your business and your funding needs by completion our online form or speaking to one of our advisors.

Provide Company Information

We require some information about the company and recent bank statements.

Receive a Tailored Proposal

We structure a lending proposal specifically for your business — terms, amounts, and repayment built around your goals.

Funding Delivered

Following underwriting and legal completion, funds are delivered, typically within 24 hours of approval.

Our Eligibility

  • UK-registered business, typically 2+ years trading
  • Minimum turnover £12,000 per month (£144,000 per year)
  • Applicant owns at least 51% of the company
  • Clear and demonstrable purpose for the capital
  • Ability to demonstrate repayment via cash flow or assets
  • 3 months most recent bank statements
  • Personal guarantees considered case-by-case
  • Other existing business loans considered
Business Loan Calculator – Abbey Road Capital
Our Business Loan Calculator

How much will your monthly repayments be?

Use the calculator to get an instant indicative estimate based on your loan amount, term, and rate. It won't affect your credit score — and when you're ready, our team can provide an accurate, tailored quote in one conversation.

  • Borrow from £100,000 to £2,000,000
  • Loan terms from 1 to 3 years
  • Indicative APR from 29.9%
  • Each facility individually priced per deal
  • Direct access to our lending team
Important: This calculator is for illustrative purposes only and does not constitute a credit offer or agreement. Figures are estimates based on a standard annuity loan calculation. Your actual rate, monthly repayment, and total cost of borrowing will be confirmed following a full credit assessment. Abbey Road Capital prices each facility individually — rates may differ from those shown. Broker and arrangement fees are not included in these figures. Abbey Road Capital Ltd is registered in England, Company No. 16907324.
Your loan estimate
Illustrative only. No impact on your credit score.
£100,000 £2,000,000
Est. monthly repayment
£0
for 24 months
Total repayable
£0
Loan amount
£250,000
Total interest
£0
Total repayable
£0
Speak to an Advisor →
Representative APR 29.9%. Subject to status and eligibility. Illustrative purposes only. Broker fees not included.
Frequently Asked Questions

What you need to know.

How much can I borrow from Abbey Road Capital?
We provide business loan facilities from £100,000 to £2 million. Each facility is priced and structured on a deal-by-deal basis — the amount, term, and conditions are tailored to your situation.
We aim to provide a credit decision quickly following receipt of the necessary information. The time from approval to funding depends on deal complexity and legal requirements, but once approved, we aim to transfer funds in 24 hours.
Yes, personal guarantees are typically required to complete the business loan, with corporate guarantees also considered for certain opportunities.
No, our business loans are fully unsecured and no security or collateral is required.
We work with established, UK-registered businesses across a range of sectors including tech, medical, retail, manufacturing and more. We enjoy working with companies with a clear track record, demonstrable revenue, and a specific funding purpose. We do not typically work with start-ups or early-stage businesses.
 
Yes, you can repay your loan early in full at any point and early fees may apply depending on how soon you repay.
 
Yes, we typically check your business credit score using a credit reference agency to determine your eligibility early on.
Yes — we welcome introductions from brokers, accountants, and financial advisers on behalf of their clients. Please get in touch directly to discuss the opportunity.

Let's talk about
your funding.

Speak directly with a member of our lending team. No automated forms — just a straightforward conversation about what your business needs.
Apply for Funding
Speak to an Advisor
Apply For Funding
This is a staging environment