Terms and Conditions / Terms of Use

1. About Us

These Terms of Business (“Terms”) govern your access to and use of the website abbeyroadcap.co.uk and any related services.

Abbey Road Capital Ltd (the “Company”, “we”, “us”, or “our”) is a company incorporated in England and Wales with company number 16907324, whose registered office is at 71–75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom.

We operate as a provider of business loans and merchant cash advances in the UK.

2. Acceptance and Binding Effect

By accessing this website or engaging with us in any capacity, you confirm that you accept these Terms and agree to be legally bound by them.

If you do not agree to these Terms, you must not use this website or our services.

We recommend that you print or retain a copy for your records.

3. Nature of Services 

Abbey Road Capital Ltd provides services including:

• Business financing
• Merchant cash advances

4. Use of the Website

You agree to use this website lawfully and not to misuse it.

In particular, you must not:

• attempt to gain unauthorised access to any part of the website or its systems
• introduce viruses, trojans or other malicious material
• use the website in a way that could damage or impair functionality
• use the website for fraudulent or unlawful purposes

We reserve the right to restrict or terminate access without notice where misuse is suspected.

5. Intellectual Property

All intellectual property rights in this website and its content are owned by or licensed to Abbey Road Capital Ltd.

You may view, download and print content for your own personal or internal business use only. Any other use, including reproduction or distribution, is strictly prohibited without prior written consent.

6. Confidentiality

Where we receive confidential information from you, we will take reasonable steps to protect it.

However, you acknowledge that information may be shared:

• with professional advisers, partners or counterparties where necessary
• where required by law, regulation or court order
• where the information is already in the public domain

No fiduciary duty arises unless expressly agreed.

7. Data Protection

We process personal data in accordance with applicable data protection laws, including the UK GDPR and the Data Protection Act 2018.

By using our services, you consent to such processing.

Further details are set out in our Privacy Policy.

8. Fees and Commercial Terms

Any fees for services will be agreed separately in writing.

We reserve the right to charge interest on late payments where permitted by law.

9. Limitation of Liability

To the fullest extent permitted by law, Abbey Road Capital Ltd excludes all liability for any loss arising from use of this website or reliance on its content.

We shall not be liable for:

• indirect or consequential loss
• loss of profit, revenue, or business opportunity
• loss arising from third-party actions or omissions

Our total liability, whether in contract, tort or otherwise, shall not exceed the amount paid to us for the relevant services.

Nothing in these Terms excludes liability for fraud or for death or personal injury caused by negligence.

10. Third-Party Relationships

We may introduce you to third parties with your consent.

11. Termination and Suspension

We may suspend or terminate access to the website or our services immediately without notice if:

• you breach these Terms
• we suspect unlawful activity
• we are required to do so by law or regulation

We may also terminate services at our discretion with reasonable notice.

12. Complaints Policy

We take complaints seriously and are committed to resolving them fairly and promptly.

How to Complain

Please contact us in writing with:

• Your full name and contact details
• Details of your complaint
• Any supporting documentation

Process

• We will acknowledge your complaint within 5 business days
• We aim to provide a full response within 14 business days
• If more time is required, we will notify you

13. Regulatory Disclosure

Abbey Road Capital Ltd is not authorised or regulated by the Financial Conduct Authority unless expressly stated.

Nothing on this website constitutes a financial promotion directed at retail clients unless compliant with applicable regulations.

Users are responsible for ensuring that they comply with any applicable laws in their jurisdiction.

14. Amendments

We reserve the right to amend these Terms at any time. Updated versions will be posted on this website and will take effect immediately upon publication.

Continued use of the website constitutes acceptance of any revised Terms.

15. Governing Law and Jurisdiction

These Terms and any dispute arising from them shall be governed by and construed in accordance with the laws of England and Wales.

The courts of England and Wales shall have exclusive jurisdiction.

16. Contact Details

Email: info@abbeyroadcap.co.uk

Abbey Road Capital Ltd
71–75 Shelton Street
Covent Garden
London
WC2H 9JQ
United Kingdom